It is, without a doubt, a crazy hectic time of year. More of everything – shopping, traveling, gift giving, cooking. Oh, and did we mention holiday parties, pictures with Santa, and the annual cookie exchange? Being on the go, especially this time of year, makes us all more vulnerable to fraud.
Cross the ‘naughties’ off your list, keep your account info safe.
At ECCU, your account security is non-negotiable. We monitor your information daily and have the most sophisticated safeguards in place on your accounts. You can also take securing your information a step further.
Try our IDProtect™ service. For just $2 per month, you and your family receive free access to an ID theft resolution center and assistance from a personal fraud specialist. You’ll also benefit from up to $10,000 Identity Fraud Expense coverage.* Learn more here.
IDProtect™: Keep your data safe and fraudsters at bay.
- Comprehensive ID theft resolution services with toll-free access to a dedicated specialist
- Debit and credit card registration
- Up to $10,000 Identity Fraud Expense Reimbursement Coverage*
- Total Identity Monitoring – Continuous monitoring of over 1,000 databases including credit, Social Security, public records, real estate property records, telephone inquiries and many others. If your risk is rated at medium or high, you will be notified of a possible breach to your account
- Credit monitoring – Daily credit file monitoring and automated alerts of key changes to your Experian, Equifax and TransUnion credit reports
- 3-in-1 credit report and credit score
Did you know? The majority of fraud occurs when a thief physically handles your information. Fact: 43% of identity theft cases are the result of a lost or stolen wallet, checkbook, credit card, or physical document. (Source)
Keep the thieves away. Some sensible reminders:
- If it sounds too good to be true, it probably is (too good to be true).
- ECCU, or any reputable company you do business with, will never need to solicit you for personal information. This crime is known as “phishing.”
- Never give your personal or sensitive account information over the phone.
- Be mindful of your credit or debit card while at restaurants or retailers; watch for unscrupulous individuals who could save your number for future use. This crime is known as “skimming.”
- If your wallet is lost or stolen, contact all credit and debit card companies right away. (Click here for important numbers.) Notify the DMV, and put a freeze on your accounts with each of the major credit reporting agencies. We can also help with a listing of everyone to notify.
- Be careful of posting personal data on the Internet or Social Media sites. Criminals are on the lookout for all kinds of info to aid in their goal of stealing your identity.
- Always shred paper containing personal info. Receive statements and other information electronically whenever possible.
- Keep your computer safe; have virus and spyware software installed and up-to-date.
- Change your passwords frequently, make them complex.
- Learn more ways to safeguard your information here.
A few consumer info sites we really like:
If you ever notice suspicious activity in your ECCU accounts, give us a call right away at 800.442.7340. We’d be happy to look into it for you, and even if it’s a false alarm, it’s always better to be safe than sorry!
*Identity Fraud Reimbursement Master Policy underwritten by Chartis Casualty and its property casualty affiliates, Hartford, CT 06183. Coverage for all claims or losses depends on actual policy provisions. Availability of coverage can depend on our underwriting qualifications and state regulations.