Part I helped get you mentally prepared for smart Christmas shopping, and Part II shared ideas on how to save. In the final post of our Getting Around the High Cost of Christmas series, we wrap things up (see what we did there?) with ways to budget and save not only for Christmas, but for your daily financial well being.
Go for it with BudgetSmart®
If the budgeting software idea appeals to you, we’ve aligned with GreenPath Financial to help you take control of your finances. You can learn about budgeting, get financial coaching, and secure other ways to increase your financial well-being.
As part of the GreenPath package, all ECCU members can access our free budgeting software, BudgetSmart. You’ll be able to create a personalized budget, track your spending, view budgeting tips, and experiment with ‘what-if’ scenarios. It’s perfect for the holidays and throughout the year.
Get your PREWARDS®!
Using your ECCU Visa Debit Card has always been more convenient and safer than carrying cash. Plus, there are no costly interest charges to accrue. But now, there’s even a better reason to go debit for your holiday shopping: ECCU PREWARDS!
When you sign up for Prewards (which is free), you’ll select the types of discounts you prefer. Alerts or email notifications will tell you when you have savings and coupons available from your favorite retailers. When an item qualifies, you’ll receive a rebate or reward at the time of purchase. You can easily review your transaction online, and see the difference automatically deducted!
Follow this link now to learn more or enroll. You’ll save throughout the holidays and all year long!
Shop. Earn. Get Paid!
Love To Shop, part of the Love My Credit Union Rewards program, is designed for those who…well, love to shop! ECCU members receive cash back for every purchase made with their ECCU debit or credit cards at over 1,500 online and in-store retailers, including Target, Macy’s, Best Buy, QVC, Apple, and hundreds more. Plus, you get cash back from your purchases! Access the Love To Shop site here to learn more, register and start shopping today.
What are some of your favorite budgeting tips?