Today we're offering a 'flash sale' on our gift cards, the second of three opportunities we're giving members to purchase ECCU Visa® Gift Cards with the fee waived. We kick it off every year on Black Friday, and offer two more opportunities before Christmas to help add some extra savings to tight holiday budgets. It's
At the top of our list for Christmas savings is the cure for many financial ‘woes.’ It’s taking the reputed reindeer — er, bull — by the horns and setting a clear cut budget. It may also mean taking a more disciplined or proactive approach or tracking expenses a bit more carefully. Sometimes, it’s simply saying no.
Too much debt is like playing with fire. As a rule of thumb, your debt, excluding your home, should not exceed 20 percent of your take-home pay. Second mortgages and home equity loans should be included in the 20-percent rule. This is because they are usually used to pay off unsecured debt, while a first mortgage is an